When I was a little girl, I was taken shopping and told I could try on a few outfits to then pick out one we would buy. Delighted and excited, I tried them all on and narrowed my preferences down to two that I wanted help with the final decision. I don’t recall what happened, but I remember leaving the store with nothing. I do, however, remember feeling sad and not worth the price of one outfit.
Years passed and I graduated from college and got my first real job. I had nothing appropriate to wear as my clothes were all college clothes. I was offered again to be taken shopping. With a conservative approach, I selected versatile items like a black sheath dress, a black blazer, a skirt, a sweater (on sale for only $20.00!!) and two tops. Before popping out of the fitting room, I surveyed my selections. Practical, can be mixed and matched…a good start. When I emerged from the fitting room and showed what I had settled on, she took the $20.00 sweater and said, “I’ll get you this one.”
A hammer smashed my chest. I can afford the $20.00 sweater! Needless to say, my self-worth took yet another of many blows.
Finally on my own in the world with a job and a credit card, I felt free! If I wanted something…I bought it! I didn’t need anyone’s approval. And I didn’t need anyone to make me feel worthy. I was going to buy whatever I wanted!!!
And, boy, did I.
And so the debt grew…and grew…and GREW…for over 25 years. I was drowning. And somehow, no matter how much I spent or what I spent it on, my self-worth didn’t grow. All that had happened, was that I had become a financial disaster.
Not only was I a financial disaster, I thoroughly and deeply despised my job. Sixteen years in, I dreaded waking up each morning with my heart racing, unattainable deadlines, and hundreds of unanswered emails. The stress and anxiety became overwhelming…almost paralyzing.
Knowing I was meant for more in this life, something valuable and meaningful…a purpose, the concept of Emerge Empowerment was born. A fire ignited inside me as I imagined this incredible company I would build and how I would help women learn how to empower themselves…something I didn’t even feel in my own life. I wanted to be empowered and teach other women how to find their power, their voice, their value…to let them know they matter. My passion grew by the day.
But how in the world was I going to create a business with a mountain of debt towering over me and trapping me into the job and life I so loathed?!
Thankfully, my life-path, through connections I made with Emerge, led me to a woman who is now my Financial Coach. Together, we dug into ALL of my finances and she asked me questions for which I had NO answers. She guided me and I found the answers. We reviewed things from my debt to my Living Will to my 401K to my pension to my health benefits to my life insurance and my car insurance…all of it! My financial life splattered out before me. She helped me figure out where I had the right coverages, not enough, and even too much in some cases. I learned what would happen to all things tied to my corporate job when I leave. We dissected my debt…ugh! Embarrassment and shame filled me.
We looked at my current situation as a whole and figured out how to rearrange things in a way that made sense so we could build a timeline for my transition out of corporate America and into Emerge full-time. We looked at what to do and how to do it, making each step attainable instead of daunting. We outlined the steps and I felt empowered because now I have knowledge and a solid course of action. She sloughed off my embarrassment and doused my shame, putting me in control of my financial future by helping me learn. Uncertainty and fear no long have me in their grasp and there is hope on the horizon. Learning, understanding, and taking the right steps has increased my self-worth and it feels incredible!
This amazing woman is Fran Robinson. Fran is giving a 4-part series of classes here at Emerge. Whether you’re single, married, or divorced; older or younger; good with money or a disaster like me; in a corporate job or an entrepreneur, Fran can help guide you to making sound decisions with your finances by helping you know and understand them. There will be one class per quarter through 2017. The second class, Financial Literacy, is on 4/20/17. To give you a good foundation, purchase the first class, Financial Wellness. Attached is a very helpful worksheet to get you started.
Take charge of your financial life now! It’s never too late! You matter.
Whether you’re able to attend this seminar or not, working with a Financial Coach who has your best interests at heart is incredibly valuable.
Understand your financial life!
I’m curious to know what strategies you use to keep your financial life in order both NOW and secure for your future. Please comment below.
To connect with incredible, supportive, like-minded new female entrepreneurs transitioning from corporate 9-5 jobs to online coaching businesses, come join my Facebook group, Emerging Empowered Entrepreneurs: Leave Your 9-5 and Thrive as a Coach.